SHARES INVESTMENT
- EC$5 per share par value
- Minimum of 20 shares or EC$100
- Unlimited number of shares
- On-going shares offer
- Maximum annual return (dividends) allowed by Law, plus bonus where possible

FIXED DEPOSITS
- EC$500 and upwards
- Interest rates from 4.0% to 6.0% p.a.
- Terms from 12 months to 5 years
- Interest rates greater than 6.00% p.a. could be negotiated....Special Conditions Apply

SAVINGS ACCOUNTS
- Regular Savings Accounts
- Special Savings Accounts
- U.S. Savings Accounts
- Trust Accounts / (Savings for Minors)
- Personal Chequing Accounts
- Culturama Savings Accounts
- Christmas Savings Accounts
- Insurance Savings Accounts

LOANS
- Housing / Mortgages 
- Business / Investments
- Education 
- Personal 

TECHNOLOGY-BASED SERVICES
- Online Banking or Internet Teller -> Not real-time but a request-based system
- Automated Teller Machine (ATM) -> Linked to National Bank, Bank of Nevis & SKCCU
- After-Hour Depository -> Providing convenience and security

SOCIALLY-ORIENTED SERVICES
- Life Savings & Loan Protection Insurance (LS/LP) -> Free to members; Paid by NCCU
- Disaster Relief Assistance Programme (DRAP) -> Providing help in times of adversity
- Scholarships, Sponsorships & Donations -> Giving back to the communities we serve
- Family Indemnity Plan (FIP) -> Funeral Insurance covering 6 persons for the price of 1

THE BEST PLACE TO SAVE, BORROW AND DO BUSINESS....