The NCCU offers a wide range of Savings Options specially tailored for you.
REGULAR SAVINGS
Your principal savings account earning interest, paid quarterly on the average daily balance. This account is often used as collateral for loans. Interest is paid quarterly on the average daily balance.
SPECIAL SAVINGS
Saving for that special purpose?... that house insurance, that car insurance, that holiday?... you name it: this is the option for you. This account is also used for disbursement of funds for housing loans during the construction phase. Interest is paid quarterly on the average daily balance.
TRUST/MINORS ACCOUNTS
Parents can begin to save for their children's future at birth. That means no financial burden when they commence pre-school, and the account can be used to prepare for a University Education. Interest earned is credited quarterly.
US CURRENCY SAVINGS
Offering you a place to save United States Currency for your convenience with no fees attached, and... there is no minimum balance requirement. Interest is paid quarterly on the average daily balance.
CULTURAMA SAVINGS
Savings accounts are opened in August of each year and closed in July of the following year. Perfect for our island's summer festival or that summer vacation you have been dreaming of. It is also just in time to purchase back-to-school supplies or to help you prepare for the hurricane season. Interest is paid at the end of June on the average daily balance.
PERSONAL CHEQUING
Easy, convenient and safe for paying your bills on time, anywhere, without hassle. All cancelled cheques are returned to you monthly with a statement of transactions. No monthly fees, and no transaction fees involved. No interest is paid on this account.
CHRISTMAS SAVINGS
Christmas savings are similar to Culturama Savings. Accounts are opened in January of each year and closed in December of that same year, just in time for all your holiday expenses. No longer do you need to s-t-r-e-t-c-h that December paycheck endlessly. Interest is paid at the end of November on the average daily balance.
INSURANCE SAVINGS
Insurance savings accounts have been introduced specifically for members to save the funds required to cover annual insurance premiums for house, motor vehicle, equipment or any other tangible asset that one may wish to insure...This provided security for the member as well as the credit union (when a loan is involved). Interest is paid quarterly on the average daily balance.
