Shareholders are owners, members and customers of the Credit Union and share in the surplus or profits generated from its operations, in the following ways: a higher rate of dividend on shares; higher rates interest on deposits; improved and expanded services; lower rates of interest on loans; and low or no fees for services provided. Savings and loans are automatically insured by the Credit Union (up to a set limit) at no cost to the members. Members participate in the Credit Union's Administration by serving in a voluntary capacity on the Board of Directors and other Management Committees. The Credit Union contributes to human and social development by its proactive and intimate involvement in the educational, social, cultural and religious activities of the community it serves.

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