A credit union loan has some very special features:

• Loans are insured at no direct cost to the eligible member.
• No hidden fees or transaction charges.
• Reasonable interest rates.
• Repayment terms to suit your particular circumstances.
• You can repay the loan earlier with no penalty.
• Additional lump sum repayments accepted with no penalty.
• Flexibility to make larger repayments than agreed with no penalty.

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