NCCU Job Vacancy: Senior Credit Officer

NCCU Job Vacancy: Senior Credit Officer

JOB TITLE     :     SENIOR CREDIT OFFICER 

JOB STATUS :     FULL TIME

Applications are invited from suitably qualified persons to fill the position of Senior Credit Officer at the Nevis Co-operative Credit Union Limited 

PRIMARY RESPONSIBILITY 

To perform Credit Facility Processing, Portfolio Management, Delinquency Control and Securities Management; and to provide general administrative support to the Credit Department. 

MINIMUM QUALIFICATION 

Degree in Banking and Finance or related field, or five (5) years experience as a Credit Officer in an approved Lending Institution.

MAIN DUTIES

  • Plan and conduct interviews with prospective borrowers
  • Arrange method of repayment of credit facilities, such as: salary assignment or deduction, bank transfers, internal transfer.
  • Assist with delinquency control and recoveries and the management of the delinquent credit facility portfolios.
  • Assist with the execution and maintenance of securities documents: including Property, Life and Motor Vehicle Insurance Policies.
  • Assist with the preparation and dissemination of letters to stakeholders: (Members, Lawyers, Insurance Companies, Realtor and any other deemed necessary)

Skills and Abilities:

  • Sound knowledge of consumer and business lending.
  • Sound knowledge of mortgage underwriting procedures.
  • Ability to review loan applications thoroughly.
  • Strong analytical skills and mathematical skills.
  • Effective oral and written communications.
  • Strong customer service and negotiation skills

Salary will be commensurate with qualification and experience.

Application and two (2) references may be sent to:

The Human Resource Manager
Nevis Co-operative Credit Union Limited
P.O. Box 452, Chapel Street
CHARLESTOWN, Nevis. 

All applications must be received not later than Monday February 28, 2022.