JOB TITLE: SENIOR CREDIT OFFICER
JOB STATUS: FULL TIME
Applications are invited from suitably qualified persons to fill the position of Senior Credit Officer at the Nevis Co-operative Credit Union Limited.
PRIMARY RESPONSIBILITY
Process Credit Facilities,
Manage Credit Portfolios which include Delinquency Control and Securities; and to provide general administrative support to the Credit Department.
MINIMUM QUALIFICATION
Bachelor’s Degree in Banking and Finance or related field, or five (5) years experience as a Credit Officer in an approved Lending Institution.
MAIN DUTIES
- Plan and conduct interviews with prospective borrowers.
- Arrange method of repayment of credit facilities.
- Manage assigned portfolios and implement strategies to positively impact credit control, delinquency management, and recoveries of credit facilities.
- Assist with the execution and maintenance of securities including property, life, and motor insurance policies.
- Liaise with internal and external stakeholders including members, lawyers, insurance companies, realtors and any others deemed necessary to ensure the seamless onboarding of credit facilities.
- Ensure that loan processes are carried out in compliance with the policies and procedures of the institution.
Skills and Abilities:
- Sound knowledge of consumer, commercial and mortgage credit underwriting procedures.
- Ability to review loan applications thoroughly, paying attention to detail.
- Strong analytical and mathematical skills.
- Effective oral and written communication skills.
- Strong customer service and negotiation skills.
- Excellent organizational skills.
- Proficient in Microsoft Office applications and use of modern communication technology.
Salary will be commensurate with qualification and experience.
Application and two (2) references must be sent to:
The Human Resource Manager
Nevis Co-operative Credit Union Limited
P.O. Box 452, Chapel Street
CHARLESTOWN, Nevis.
Email: [email protected]
All applications must be received not later than Friday July 30, 2021.