Get the highest returns in the Federation with a NCCU Fixed Deposit Account

Certificates of Deposit

Also called “Term Deposits” or Fixed Deposits, Certificates of Deposit are offered for your convenience and benefit. With as little as $500.00, you can open this sub-account.
Savings Rate , Savings
Made Simple!

Lock away your savings and earn a fixed interest rate. Enjoy guaranteed returns at competitive interest rates. Establish your goals, with flexible terms from six (6) months to twelve (12) months available. Interest is calculated daily and paid quarterly.

Automatic Savings

The NCCU Automatic Savings Program lets you set up a repeating automatic transfer from your NCCU Checking Account to your NCCU Savings Account or any other saving product. You can change your automatic transfers whenever you like. Arrange the amount to be transferred on the schedule that works for you, and watch your savings grow!

Savings Rates

Amount 6-Months Term 12-Months Term
$ 500 to $ 100,000 2.25% 2.50%
$ 100,001 to $ 500,000 2.50% 2.75%
$500,001 to $1,000,000 2.75% 3.00%
Over $ 1,000,000 3.00% 3.25%
Regular Savings 2.00%
Special Savings 2.00%
Culturama Savings 2.00%
Christmas Savings 2.00%
$US Savings 0.08%